Which of the following conditions could qualify an individual for Social Security disability insurance?

An individual could qualify for Social Security disability insurance if they have a disease that significantly impairs their ability to work. Diseases affecting the heart or lungs can be serious and often have substantial impacts on overall health and functionality, potentially preventing someone from performing basic work activities. Conditions like chronic obstructive pulmonary disease (COPD), heart failure, or other severe cardiovascular diseases are recognized by the Social Security Administration as having the potential to disable an individual and prevent them from maintaining gainful employment.

In contrast, minor anxiety disorders are generally not sufficient by themselves to qualify for disability benefits unless they are exceptionally severe and at a level that significantly hinders day-to-day functioning. The common cold or flu, which are typically temporary and self-limiting, do not meet the criteria for long-term disability. Similarly, allergy-related issues often do not rise to the level of severe impairment needed for qualification, unless they are part of a more severe condition that greatly affects the person’s ability to work. Therefore, the conditions affecting the heart or lungs stand out as serious enough to warrant consideration for disability insurance.