Which of the following is a benefit of having a person on a Health Maintenance Organization (HMO)?

Having a person on a Health Maintenance Organization (HMO) provides the benefit of access to wellness programs, which are designed to promote health and prevent diseases. These programs often include screenings, immunizations, and health education, and they play a crucial role in helping members maintain a healthier lifestyle. By focusing on prevention and wellness, HMOs aim to reduce the need for more extensive medical treatment in the long run, aligning with their overall goal of providing cost-effective healthcare.

While free medical coverage without a co-pay, unlimited access to specialists, and direct payments to physicians may sound appealing, these options often do not accurately represent the way HMOs function. Typically, HMOs require members to choose a primary care physician and obtain referrals to see specialists, and while some services may be covered, many BMOs do require co-pays for certain types of visits or treatments. Therefore, the benefit of wellness programs distinctly aligns with the core offerings and preventative focus of HMOs.